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Short-Term
3-Month Flexibility
Put your savings to work with a competitive rate and a shorter commitment.
Share Certificates
Pick Your Term. Grow Your Savings.
Whether you are looking for a short-term savings boost or a longer-term place for your money to grow, Southwest 66 Credit Union has a Share Certificate option to match your timeline. Compare all three terms and choose the pace that works for you.
Compare Share Certificate Options
Review each term, rate, payment schedule, minimum opening deposit, and renewal term side by side.
| Share Certificate | APY | APR | Interest Paid | Minimum Opening | Renews As |
|---|---|---|---|---|---|
| 3-Month | 4.25% | 4.25% | At maturity | $1,000 | 6-Month Share Certificate |
| 15-Month | 4.00% | 3.92% | Monthly | $1,500 | 12-Month Share Certificate |
| 37-Month | 3.66% | 3.60% | Monthly | $1,500 | 36-Month Share Certificate |
Swipe or scroll horizontally to view the complete comparison table.
Savings on Your Schedule
Choose the term that supports your goals while enjoying a clear, predictable way to grow your savings.
Mid-Term
15-Month Balance
Choose a middle-ground term that combines steady growth with a manageable savings timeline.
Longer-Term
37-Month Growth
Lock in a longer-term savings option for predictable growth over time.
APY = Annual Percentage Yield. APR = Annual Percentage Rate.
Rates, terms, and conditions are subject to change without prior
notice.
The 3-month Share Certificate requires a minimum opening deposit of
$1,000. The 15-month and 37-month Share Certificates
require a minimum opening deposit of $1,500.
Interest is paid at maturity for the 3-month Share Certificate.
Interest is paid monthly for the 15-month and 37-month Share
Certificates.
At maturity, the 3-month Share Certificate renews as a 6-month Share
Certificate, the 15-month Share Certificate renews as a 12-month Share
Certificate, and the 37-month Share Certificate renews as a 36-month
Share Certificate at the then-current rate.
Share Certificate accounts have early withdrawal penalties that
could reduce earnings. Membership eligibility requirements apply.
Non-member applicants must qualify for and establish Southwest 66
Credit Union membership before funding a Share Certificate.
Contact Southwest 66 Credit Union for additional details at
432-363-6600.
