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Loans & Borrowing Options in West Texas
Find flexible loan options for every stage of life. Southwest 66 Credit Union offers auto loans, mortgage loans, home equity financing, HELOCs, credit cards and personal loans for members in Odessa, Midland and throughout West Texas.
Explore Our Loan Options
Whether you are buying a car, refinancing, purchasing a home, using your home equity, building credit or covering everyday expenses, Southwest 66 Credit Union offers lending options designed with our members in mind.
Auto & Vehicle Loans
Finance your next car, truck, SUV or other vehicle with competitive vehicle loan options from Southwest 66 Credit Union. Our auto loans are designed to give members flexible terms and helpful protection options.
- Terms up to 84 Months
- Vehicle Service Contracts
- Flexible Terms
- Borrower Protection Options
- View Auto Loan Rates — same for new and used!
Mortgage Loans
Whether you are buying a home or refinancing your current mortgage, Southwest 66 Credit Union can help you explore home loan options that fit your goals.
- 30 year and 15 year fixed mortgages
- Adjustable-Rate Mortgages (ARMs)
- Mortgage Refinance options
- Government loans (FHA, VA, USDA)
- Learn more about Mortgage Loans and apply today!
Home Equity Loans
Put the equity in your home to work. A home equity loan can help with home improvements, debt consolidation, major purchases or other planned expenses.
- First and second lien
- Terms up to 15 years
- Great rates
Home Equity Lines of Credit
A Home Equity Line of Credit, also known as a HELOC, gives you flexible access to funds when you need them. Use your available credit for renovations, repairs, emergencies or other expenses.
- Credit lines up to 80% of your home’s value
- Ability to draw funds you need, when you need them
- Flexible usage of funds
- Low variable interest rate
- 10-year draw period with interest only payments
- No Origination Fee and No Closing Costs**
Credit Cards
Choose a Southwest 66 Credit Union credit card that fits the way you spend. From everyday purchases to rewards and secured card options, we offer credit card solutions for a variety of needs.
Personal Loans
Personal loans can help cover unexpected expenses, special purchases or financial needs that do not fit into a specific loan category. Southwest 66 offers personal loan options for qualified members.
Borrower’s Protection
Life can be unpredictable, and borrower protection options may help provide added peace of mind when you finance with Southwest 66 Credit Union.
- Protection options available on qualifying loans
- Designed to help protect your loan during unexpected life events
- Ask a Southwest 66 team member which options may be available for your loan
Loan Questions
Have questions before you apply? Here are a few helpful answers about borrowing with Southwest 66 Credit Union.
What types of loans does Southwest 66 Credit Union offer?
Southwest 66 Credit Union offers vehicle loans, mortgage loans, home equity loans, HELOCs, credit cards, personal loans and secured loan options for qualified members.
How do I apply for a loan?
You can apply online by visiting our loan application page. Our team can help you review available options and next steps.
Can I check current loan rates?
Yes. You can view current loan rates online or contact Southwest 66 Credit Union for more information about rates, terms and qualifying loan options.
Does Southwest 66 serve Odessa and Midland?
Yes. Southwest 66 Credit Union proudly serves members in Odessa, Midland and throughout the West Texas area.
Notice to Borrowers
Please review our Notice to Borrowers documentation for important information regarding your loan.
