Share Certificate
Meet the “Slow & Steady” 37-Month Share Certificate 🐢
Big dreams don’t have to feel rushed. Lock in a 3.66% APY for 37 months and let your savings grow at a steady pace—safe, predictable, and kind of adorable.
- ✓Guaranteed growth with a fixed rate
- ✓Safe & secure savings you can feel good about
- ✓Longer term for bigger goals (vacation, remodel, peace of mind)
APY (Annual Percentage Yield)
Perfect if you want a longer-term option with a rate you can count on—no market guessing, no drama.
How it works (easy as 1-2-3)
Open your certificate, fund it, and let time do its thing. Your savings stays busy while you live your life.
Choose the 37-month term
Lock in 3.66% APY and enjoy predictable growth.
Fund your certificate
Minimum opening deposit: $1,500.
Watch it grow
Guaranteed returns—steady, secure, and satisfying.
Start Earning Big Today
Call, visit any branch, or apply online to open your Share Certificate. Your money. Your timeline. Your growth.
Disclosures
APY = Annual Percentage Yield. APY is accurate as of March 3, 2026 and subject to change at any time without prior notice. Requires a minimum opening deposit of $1,500. Interest paid monthly to certificate. 3.6% APR. This pricing is for the initial share certificate term and renews as a 36 month share certificate at then current rates, if you choose to renew. Share certificate accounts have early withdrawal penalties that could reduce earnings. Must meet membership eligibility criteria. Non-member applicants must meet SW66 membership eligibility requirements and must become a SW66 member prior to funding share certificate. Not valid with any other offers. Contact us for additional details at 432-363-6600.
