Step 1
Choose the 37-Month Term
Lock in 3.66% APY and enjoy predictable savings growth throughout the certificate term.
Share Certificates
Meet the “Slow & Steady” 37-Month Share Certificate
Big savings goals don’t have to feel rushed. Lock in a 3.66% APY for 37 months with a Southwest 66 Credit Union Share Certificate and let your savings grow at a steady, predictable pace.
How a 37-Month Share Certificate Works
Open your certificate, fund it, and let time do its thing. A Southwest 66 Share Certificate gives you a simple way to earn a guaranteed return on your savings.
Step 2
Fund Your Certificate
Open your 37-month Share Certificate with a minimum opening deposit of $1,500.
Step 3
Watch Your Savings Grow
Earn steady returns without worrying about market ups and downs.
More Share Certificate Options
Looking for a shorter savings term? Southwest 66 Credit Union offers additional Share Certificate options so you can choose the savings timeline that works best for you.
3-Month Share Certificate
4.25% APY
A short-term savings option with a strong return, perfect if you want more flexibility and a shorter commitment.
9-Month Share Certificate
4.00% APY
A great middle-ground savings option with a competitive rate and a shorter certificate term.
Savings That Fit Your Goals
Pick Your Pace
Whether you want short-term flexibility, balanced growth, or a longer-term Share Certificate, Southwest 66 has options to help your money grow.
APY = Annual Percentage Yield. APY is accurate as of
March 3, 2026 and subject to change at any
time without prior notice.
The 37-month Share Certificate requires a minimum opening
deposit of $1,500. The 3-month and 9-month
Share Certificates require a minimum opening deposit of
$1,000.
Interest is paid monthly to the certificate. 3.6% APR.
This pricing is for the initial Share Certificate term and
renews as a 36-month Share Certificate at then-current rates
if you choose to renew.
Share Certificate accounts have early withdrawal penalties
that could reduce earnings. Must meet membership eligibility
criteria. Non-member applicants must meet Southwest 66 Credit
Union membership eligibility requirements and become a member
prior to funding the Share Certificate.
Not valid with any other offers. Contact Southwest 66 Credit
Union for additional details at
432-363-6600.
